AHHHH!!! I've just gotten off the phone with the health insurance company yet again....and I'm frustrated!! What's new when dealing with health insurance, right?
Due to a knee injury about 6 weeks ago, I am having to deal with health insurance and doctors and specialists visits and x-rays and MRIs and prescriptions (and the list goes on and on) a lot these days. This whole process has been such an ordeal that I figured what better topic to blog about than something I'm forced to deal with currently and that hundreds of thousands...probably even millions of other Americans...are dealing with today, also.
Being a poor seminary student, I am honestly blessed to even have health insurance seeing that I do not currently have a full-time job with benefits (those were the days!). However, I am going to complain about this blessing of health insurance that I do have (bear with me, Lord-it's not about your blessing but about the health insurance system in the U.S). To put it bluntly & cut to the chase, the health system (including my health insurance) sucks!
Because I'm a poor seminary student, I do not have money to cover co-pays, prescriptions, the high deductible amount I'm responsible for, etc. I also do not have a lot of extra time being in school full-time and working a part-time babysitting gig to call and be the go-between with my insurance company and the specialists' offices. While most of the insurance people and assistants at the specialists' offices are extremely nice and helpful, I usually get off of the phone frustrated and overwhelmed because of my fear of not being able to afford all of this. I have a major injury that will most likely need surgery and honestly, I'm scared to death...I'm scared to death of what will happen if I do get the surgery (the cost, recovery, etc), and I'm scared to death of what will happen if I health insurance that I have don't get the surgery (the pain will continue, the injury will get worse, etc).
This whole experience has really opened my eyes to what it's like to be a poor, struggling student with minimal health insurance, who is facing a big, complicated injury. It has given me a lot of empathy for people in this country who have no insurance at all...for recent immigrants who are working day in & day out to provide for their immediate families with them in the U.S. & also for their extended families back in their home country...for impoverished men, women, and children who have no health insurance and have a health need that may go unmet because they can't afford it....for the elderly people in our country who have piles and piles of health related bills....for those who suffer with chronic pain day in & day out & cannot do a thing about it because they cannot afford to.
All of this has definitely opened my eyes and made me more aware of the current reality of many Americans today. And it's also made me wonder...what is my role as a future clergy-woman in all of this? How will I help those who have grave health concerns and feel trapped, frustrated, run-down, and over-looked by our health system?